Benefits Summary

DFT Benefits Summary, 2011

At DFT, we know that the benefits DO matter, so we have taken the time to construct a very competitive, robust benefits program for our team members. We evaluate these benefits each year to ensure that we keep giving our team the best available options out there. We take good care of our team because they take GREAT care of DFT and our clients!Benefits begin your first day of work! NO waiting, but you must apply for the benefits within the first 31 days of your employment. All full time employees are eligible to participate in our benefits program.Current voluntary* options for eligible employees include:

• Blue Cross Blue Shield Medical (PPO)
• Dental and Vision Insurance through Guardian
• Voluntary Life Insurance-available to you and your dependants
• Flexible Spending Program
• 401k participation with a Company match

Also, DFT currently provides at NO cost to our eligible employees, the following additonal
benefits:

• Long and Short Term Disability
• Life Insurance 2x base salary (up to 150K salary max)
• AD&D Insurance
• Employee Assistance Program
• Paid vacation and sick leave
• Generous scheduled leave for holidays

*All voluntary medical benefits (Medical/dental/vision) are paid 80% by DFT and only 20% by the employee. Any voluntary life, flexible spending or 401k participation are all funded by the employee.

 **Benefits are subject to annual review and changes in any of the plans stated above are possible.